Individual Retirement Account with AGE
Where Stability Meets Opportunity
Combine the traditional tax benefits of an IRA with the long-term power of physical precious metals. Provide your retirement portfolio with a hedge against volatility — while maintaining the integrity and security of a self-directed IRA.
Why a Precious Metals IRA?
Protect your purchasing power.
Traditional assets can be susceptible to inflation, currency fluctuation, or economic turbulence. Physical gold, silver, platinum, or palladium offer a tangible safeguard.
Tax-advantaged growth.
Like any IRA, you benefit from tax deferral (or tax-free potential in the case of a Roth).
Portfolio diversification.
Precious metals move differently from stocks and bonds — giving you balance, especially during market downturns.
How an IRA Works…
Step One
Choose a Self-Directed IRA Custodian
You’ll need a custodian who can hold physical metals on your behalf and transact according to IRS rules. We partner with trusted firms like GoldStar Trust, Strata Trust, and New Direction Trust to simplify setup and compliance.
Step Two
Fund Your Account
After the custodian is in place, add capital. You can transfer or roll over funds from an existing qualified retirement account, or make new contributions — subject to annual IRS limits.
Important: You cannot deposit precious metals you already own, or that were gifted. Only newly purchased metals, routed through your custodian, are IRS-compliant.
Step Three
Select & Acquire the Metals
You choose the metals you want — we lock in pricing, your custodian pays us directly, and we ship the assets to your custodian’s secure vault. But not all metals qualify. We ensure compliance with IRS rules regarding fineness, type, packaging, and authenticity.
Examples of Eligible Metals:
Gold (≥ .995 fine) — e.g. American Eagle, Buffalo, Maple Leaf, PAMP bars
Silver (≥ .999 fine) — e.g. American Silver Eagle, Maple Leaf, bullion bars
Platinum / Palladium (≥ .9995 fine) — selected bullion forms
What’s Disallowed:
No rare or collectible coins, no certified coins, no pre-1933 U.S. gold, no classic world coins, or anything not in mint packaging.
Benefits You Will Appreciate
Physical Ownership
You actually own the metal backing your IRA — not just paper instruments.
Inflation Hedge & Store of Value
Precious metals have historically held value through economic cycles.
Estate Flexibility
As with other IRAs, you can name beneficiaries and plan for asset transfers.
Tax-Protected Structure
Just like traditional IRAs, gains grow tax-deferred (or tax-free in Roth setups).
Inflation & Market Resistance
Metals can act independently of stock or bond markets.
Common Questions (And Answers)
No. You can take distributions (within IRS rules) or eventually liquidate — though taking physical metals as a distribution triggers taxes and possible penalties depending on your age and plan type.
We only work with reputable refineries and minting authorities, and we provide full documentation, certification, and auditing trail.
Your IRA custodian handles secure vaulting, insurance, and storage. These costs are typically borne from your IRA account, as with other administrative fees.
We maintain relationships with buyers and custodians to facilitate sales, rollovers, and transfers — making conversion into cash or other assets as smooth as possible.
Ready to Get Started?
1
Pick Your Custodian
2
Fund Your Account
3
Pick Your Metals
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